![]() ![]() Independent agents in our network can research dozens of policies and can often find unusual coverage because of their affiliations with different insurance companies. You can spend a considerable amount of time looking for companies that provide specialty insurance for non-professional bus conversions, especially school bus conversion insurance. How to Compare Quotes on Bus Conversion Insuranceįinding skoolie insurance can be a challenge. ![]() Your agent can also talk with you about whether it is possible to combine your bus conversion insurance with other policies in order to get RV insurance discounts and savings. In addition to these basic coverage types, you should also talk with your agent about your unique needs and any additional coverage you would like to have in place for complete protection.įor example, you might want to buy additional liability coverage, or you may want coverage for special amenities or additions you have made to your converted bus. Full timer insurance if you live in your bus full time or travel in it a certain number of days out of the year.Towing and roadside assistance for break-downs.Personal items coverage for the belongings and valuables you have on board.Uninsured and underinsured motorists insurance to provide coverage for your injuries or property damage if you are in an accident caused by a driver who does not have sufficient insurance.Comprehensive insurance for damage or loss due to fire, theft and other perils.Collision coverage to cover the costs of repairing your RV after a collision, regardless of who was at fault.RV liability coverage for bodily injury and property damage that you may cause if you are at fault in a accident.Another major consideration for skoolie insurance is the mechanical soundness of the vehicle.Ĭonsult with an agent to determine if your bus conversion will qualify for coverage with most insurance companies, or if there are adjustments you may need to make in order to find the coverage you are seeking. ![]() ![]() In many instances, the insurance carrier may require an appraisal before they will consider providing insurance.Other factors that may affect whether you can find school bus conversion insurance could include the type of motor and whether the bus has manual or automatic transmission.Some insurance carriers will not insure buses that are more than 20 years old. The age, make and model of the bus can also be factors the insurance company will consider.Some insurers will only consider you if the conversion was done professionally, but not if you did the conversion yourself.Some companies will accept a bus conversion if the bus was used commercially, but will not offer insurance for a school bus.Consider the Following When Buying or Converting a Bus Into an RV: Insurance requirements vary from state to state as well – so make sure you discuss everything with your independent agent. School bus conversion insurance, in particular, can be very difficult to find as insurance companies often favor commercial bus conversions. It can be difficult to find insurance carriers who will provide non-professional bus conversion coverage, or will only provide it under certain conditions. Why Is Bus Conversion Insurance Hard to Find? Your agent will have access to multiple RV insurance quotes and carriers and will find the coverage you need for your bus conversion. If you have already completed the conversion, or are in the process of converting a bus into an RV, a local insurance agent can still be an excellent resource. Note that if you do choose to convert a bus into an RV, it might be wise to consult an insurance professional before you begin.Īn independent agent in our network can help you learn about the requirements insurers set, which will help you to qualify for the bus conversion insurance you need. It's easier to get RV insurance if you hire a professional, but many people enjoy the challenge of converting over a bus to an RV themselves. If you perform a bus conversion on your own, it is called a “non-professional bus conversion.” If you hire a professional service to do the conversion for you, it is known as a “professional conversion.” ![]()
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